Areas of Expertise

Wealth Solutions for Individuals, Corporations and Trusts 

MORTGAGE | INVESTMENT LENDING | RRSP | TFSA | CORPORATE | IRP | BENEFITS

Investments

Clear Mountain specializes in investment portfolio enhancement, using only best-in-class, industry-leading wealth Managers. We assist individuals, families and incorporated businesses in structuring their investment for maximized after-tax returns. We have expertise with Registered Plans, Non-Registered accounts, Individual Pension Plans, (IPP) Group Benefits, Insured Retirement Plans (IRP) and Retirement Compensation Arrangements. (RCAs) Our Segregated Fund lineup combines maximum return potential with guarantees on the principal investment. 

Insurance

Life, Accident and Sickness Insurance to cover temporary or permanent needs, for individuals, groups and corporations. We specialize in group benefits, corporate buy-sell / key-person arrangements, mortgage life insurance and estate asset protection. We are also a pioneering leader in the field of Insured Retirement Plans (IRPs) that can use personal or corporate earnings to develop a stream of tax-advantaged or even tax-free income. 

Mortgage Referral and Investment Lending

Clear Mountain Financial works with top Canadian Banks, Trust Companies and Private Lenders to bring you the best of the Mortgage and Home Equity Line of Credit options, as well as RRSP loans and Investment Loans and Lines of Credit for individuals or Corporations. 

Financial Strategies 

Clear Mountain provides financial education on innovative financial concepts, such as the "Self-Directed Mortgage" concept (variation of the Smith Maneuver), Corporate and Individual Insured Retirement Plans and financed investments. For many Clients, these strategies have added tax deductions and increased income for retirement without investing any new capital.